Their development model is through person-to-person. The platform has given no access to withdrawal since last December, paltering with clients with excuses like Spring Festival, delayed vocation, etc.. They claimed that the funding would be normalized by the end of February. Then, they found another excuse, saying that the MT4 upgrading needs one month(which should be done on March 20th) and keeping holding off until April 2nd. In conclusion, these are all their excuses by utilizing NCP.