Over the period of 9 months, I have been called countless times. I did try their account by depositing 100$. Once I was approved the account said that there were no funds. I ended up depositing another $100 and again the account was not funded. After a lengthy back and forth, the funds appeared in my account. As far as the account itself, it cannot compete with ThinkorSwim, TradeZeroPro or even several banks that charge $9.99 per trade. Also, they will not refund my money to my credit card after telling me they would take care of it immediately. I am currently still trying to get the funds back. Never use this company if you want to see your money again...